Built around coordinated financial advice.
Learn how our platform approaches loans, insurance, investments, and financial planning as one connected system.
A finance platform built by people who got tired of conflicted advice.
We started Capital Bloom Finances in 2022 after a decade inside big banks and brokerages where the answer was always "buy the house-brand product." The premise was simple: one team, licensed across loans, insurance, and investments, paid only by the client — never by the product.
Three years in, we coordinate finances for 12,800 households across all 50 states. Our advisors are fiduciaries under the Investment Advisers Act of 1940. Our loan officers are NMLS-licensed. Our insurance agents hold resident licenses in 14 states and non-resident in the rest.
Vision
One coordinated financial system for every U.S. household — not a pile of disconnected products.
Mission
Replace commission-driven sales with licensed advice, accelerated by software the client can actually see.
Values
Fiduciary first. Transparent pricing. Plain-language explanations. Same answer whether or not you buy.
Principles
Never sell products for commission. Never recommend what we wouldn't hold ourselves. Show the math.